This week’s Discount:

Click Here for Coupon

Click here for the QR Code.

Alatorre & Phraner Tax Services:

Our Mission- to offer affordable and professional tax services and advice to individuals and small businesses.  Our tax services include: Tax Preparation, International Tax Issues, Free Initial Consultation, Free Advice for Preparation Clients, Audit Representation, Year Around Service.

http://www.aptaxes.com/index.html

This Week’s Discount:

Click Here for Coupon

Slats Blinds:

Slats Blinds has been selling, cleaning and repairing blinds since 1983. We are a full service Hunter Douglas and Skandia Dealership. We offer sales and installation of mini blinds, micro blinds, pleated shades, vertical blinds, cellular shades, woven woods, Silhouettes, Vignettes, Luminettes, Faux Woods, real woods and pirouettes.

Slats is locally owned and operated and we pride ourselves with personalized service to our customers. With 25+ years in business, we have proven our reliability in complete customer satisfaction.

http://www.slatsblindshop.com/html/

According to the article on Mortgage News Daily, “The new legislation also sets an annual fee for loans guaranteed by Freddie Mac and Fannie Mae.  This fee is in the amount of 15 basis points on the outstanding principal balance of the loan and is “independent of any guarantee fees upfront on ongoing, charged to the borrower, and the premium loan fee shall not be affected by changes in guarantee fees.”  The fee, according to the bill, is expected to achieve an annual income of $300 million in revenue which “shall be used to pay for costs associated with maintaining loan limits established under this section. “

This is great news for homebuyers who are refinancing or purchasing a home with FHA financing!  Feel free to contact The Werdmuller Group for any questions on the housing and finance markets at info@garrick.biz or 510.282.5456.

To read the full article click here:

http://www.mortgagenewsdaily.com/11182011_revised_loan_limits_loan_fees.asp

Related Article:

 Restoring Loan Limits in Alameda, CA

	Subscribe to The-Buzzz
	» JOIN NOW

Here is a brief excerpt of an article published today at Bloomberg.com: “For all of the objections from Republican lawmakers and interest groups, the measure survived congressional negotiations on the strength of last month’s Senate vote in favor of an amendment to boost limits for FHA loans and those purchased by Fannie Mae and Freddie Mac. The increase for Fannie Mae and Freddie Mac loans was dropped during the talks, and today’s vote leaves the FHA increase needing only a Senate vote and President Barack Obama’s signature to become law.

Lawmakers who back higher limits say withdrawing federal support could undermine a housing market that has struggled to recover from the 2008 credit crisis. The limits automatically returned to $625,500 in October, spurring lawmakers and housing lobbyists to press for a return to the higher level.”

Feel free to contact The Werdmuller Group for any questions on the housing and finance markets at info@garrick.biz or 510.282.5456.

To read the full Bloomberg Article click here:

U.S. House Backs FHA Loan-Limit Boost Over Republican Objections

	Subscribe to The-Buzzz
	» JOIN NOW

http://www.youtube.com/watch?v=RvHhBy8rbhY

In San Francisco, Oakland, and Alameda, we are getting more and more requests for 203K Financing which is very exciting.  This is the best product in the real estate finance industry hands down! It may not make you the most money, purchase prices can be on the low end.  It definitely isn’t the easiest loan out there but there is no such thing  as an easy loan anymore . And yes, there is more paperwork in a 203K.

That being said the 203K is the only loan that appreciates months after funding.  There are a lot of things put into place to cut values in recent years, expiring high balance loan limits, HVCC, risk based pricing by GSE’s the list goes on….

The 203K takes a property unfundable by conventional means and makes it appreciate within months!

For More information on 203K Financing:

4 Marketing Tips for 203K financing:

http://the-buzzz.com/2011/10/05/tips-for-real-estate-agents-to-market-themselves-for-203k-financing-in-san-francisco-alameda/

The Truth About 203K Financing

http://the-buzzz.com/2011/05/06/the-truth-about-the-203k-rehabilitation-loan-in-san-francisco/

203K Full vs Streamline

http://the-buzzz.com/2011/05/20/what%e2%80%99s-the-difference-between-a-full-203k-and-streamline-mortgage/

	Subscribe to The-Buzzz
	» JOIN NOW